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The Health Benefits of Regular Exercise

What is a simple way to feel better, have more energy and perhaps live a longer life? Exercise. The many health benefits of regular exercise are hard to ignore. Read on to discover the ways regular physical activity can improve your health and life.

Exercise can help you control your weight. When you engage in physical activity your body burns calories. The higher the intensity of the activity, the more calories you burn. In addition, exercise helps you build muscle mass. Even at rest, muscle mass burns many calories and helps to increase your metabolism. So, the great thing is, the more muscle mass you build from exercise, the more calories you can burn, even at rest, which helps you control your weight. Good stuff.

In addition, exercise can help keep the symptoms of many health conditions under control including, diabetes, high cholesterol and high blood pressure. In addition, it has been shown that regular exercise can combat the symptoms of stress and depression. Exercise increases blood flow, which helps your body metabolize sugars and stimulates certain brain chemicals which can help you feel better physically and mentally. In addition, exercise helps you fall asleep faster and it promotes deeper sleep which can make anybody feel better.

As little as one half hour per day of regular physical activity is all you need to begin to realize the great health effects of exercise. And, you don’t have to sign up for a marathon to begin to notice these positive benefits. Activities as simple as taking the steps instead of the elevator, parking farther away from the door at the shopping mall or taking a walk on your lunch break are all great ways to incorporate more physical activity into your life. Of course, you should always consult your doctor before beginning any exercise program.

The positive benefits of exercise are waiting for you to discover today so grab your shoes and get out there.

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There is no “I” in Banks Law

In 2008, the Philadelphia Phillies won the World Series. That would have never happened if not for a full team effort. Every team needs strong leadership. In American football that leader is called a Quarterback. The Quarterback is responsible for motivating and leading that team to victory. But, he cannot accomplish this goal alone. Everyone from upper management to the part-time players must be on the same page working towards that goal, pulling their weight and giving it their all.

The work place is the same as a sports team. Without leadership, goals, hard work and team effort, we will be on the losing side. Our goal is to win!   Not only for ourselves, but most importantly for the clients we service.

“Talent wins games, but teamwork and intelligence wins championships.” – Michael Jordan

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Federal Insurance Contributions Act

I often hear my Social Security Disability (SSD) clients say “I never thought I would be one of those people that need money from the government” or “I’m not looking for a handout”.  When I hear this, I remind them that SSD is not a handout.  In fact, it is your own money.

If you look at your paystub, you will likely see a FICA deduction from your pay.  FICA stands for “Federal Insurance Contributions Act”.  This is the tax that pays for Social Security Disability, Social Security retirement, and Medicare benefits.  This money goes into a fund to pay for your monthly benefits in the event you are disabled from working.

That’s right, the money that you work hard for all those years, that you never saw because it was taken by FICA, is the same money you are getting back if the Social Security Administration finds you disabled.  Think of it as putting money into a savings account in the event you need money and cannot work.

It is my hope that when my clients are awarded SSD benefits, they use these resources to take care of financial problems and to get the medical treatment they need to get back to work.  But claimants should not feel guilty receiving SSD benefits since it is their own hard-earned money going back into their pockets.

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